As I already wrote, I randomly found that I can receive direct payments from Google Ads. Today I received testing payment, so I enabled it instantly.
So finally I can receive my money without giving 1% to my bank.
Is it random that both Paypal and Google Ads offer this service in same time? Paypal has already updated their website, but on Google Ads help you won't find mention about this possibility in Czech Republic. Maybe they're using same provider for money transfers? I definitely don't know :-).